Privacy Policy
Last updated: March 2026
1. Who We Are
TallyRate is operated by Deluge Limited, a Nevada limited liability company located at 2345 Via Inspirada Suite 100-PMB 104, Henderson, NV 89044. We provide an online insurance comparison service that connects consumers with licensed insurance carriers and agents.
2. Information We Collect
We collect the following categories of personal information:
- Identifiers: name, email address, phone number, mailing address, date of birth
- Insurance information: coverage type, current insurer status, vehicle information
- Internet activity: IP address, browser type, device information, pages visited
- Geolocation: ZIP code and approximate geographic location
- Compliance records: Jornaya LeadiD tokens, TrustedForm certificate URLs, consent timestamps
3. How We Use Your Information
We use your personal information to:
- Match you with licensed insurance carriers and agents who can provide quotes for your inquiry
- Transmit your lead information to matched carriers through our lead distribution platform
- Verify your consent for TCPA compliance using Jornaya LeadiD and ActiveProspect TrustedForm
- Improve our services through anonymized analytics (PostHog)
- Comply with legal obligations, including TCPA requirements
- Prevent fraud and abuse
4. How We Share Your Information
When you submit your information through our form, your data is shared with licensed insurance carriers, agents, and agencies who have been matched to your needs. These partners may contact you regarding your insurance inquiry.
We also share consent verification data with third-party consent verification services including Jornaya and ActiveProspect TrustedForm.
We do not sell your personal information for marketing purposes outside the scope of connecting you with insurance providers related to your inquiry.
5. TCPA Consent
By submitting your information on our site and checking the consent box, you provide your express written consent to be contacted by phone by Deluge Limited and its insurance partners via automated technology and pre-recorded messages at the phone number provided, even if your number appears on a Do Not Call list. Your consent is not a condition of any purchase.
6. How to Opt Out
You may opt out at any time:
- Phone calls: Contact us at contact@delugelimited.com to be placed on our internal do-not-call list.
- Data deletion: Contact us at contact@delugelimited.com to request deletion of your personal information.
- California residents: Visit our Do Not Sell My Info page to exercise your CCPA rights.
7. Your California Privacy Rights (CCPA)
If you are a California resident, you have the right to know what personal information we collect, request deletion of your data, and opt out of the sale of your personal information. To exercise these rights, visit our Do Not Sell My Info page or contact us at contact@delugelimited.com.
8. Cookies and Tracking
We use cookies and similar tracking technologies to operate and improve our service. Specifically:
- PostHog Analytics: We use PostHog to collect anonymized usage data to improve site performance.
- Google Analytics (GA4): We may use Google Analytics to understand aggregate traffic patterns.
- Consent verification: TrustedForm and Jornaya LeadiD scripts load on form pages to capture and verify your consent record.
- Meta Pixel: We may use the Meta Pixel for advertising measurement.
You may disable cookies through your browser settings, though this may affect site functionality.
9. Data Security
We use 256-bit SSL encryption for all data transmission and follow industry-standard security practices to protect your personal information. However, no method of transmission over the Internet is 100% secure.
10. Contact Us
For questions about this privacy policy:
Deluge Limited
2345 Via Inspirada Suite 100-PMB 104, Henderson, NV 89044
